Last updated: October 2026
Legal Center
Every legal document that applies to the Emanay Products, in one place.
General
- Terms of Service
- Privacy Policy
- Emanay Financial Privacy Notice
- California Privacy Notice (CCPA/CPRA)
- Cookie Policy
- Acceptable Use, Anti-Scraping and AI Policy
- Emanay AI Terms
- Emanay Community Standards
- Media, Music and Art Guidelines
- Emanay Art: Copyright and Collection Terms
- Platform and Integration Terms
- Branded Content and Creator Policy
- Trademarks and Brand — EMANAY®
- Official Emanay domains and accounts
- Electronic Communications and E-Signature Consent
- SMS and WhatsApp Messaging Disclosure
- ACH Debit and Payment Authorization
- Invoice Payer Terms
- Subscription Services Addendum
- Data Processing Addendum
- KYC/AML and Identity Verification Notice
- Subpoena and Law Enforcement Requests Policy
Team and onboarding
- Team Member Confidentiality and Intellectual Property Agreement
- Monitoring and Activity Logging Notice
Programs
- Associate and Advisor Program
- Referral Partner Agreement
- Customer Referral Terms
- Referred Customer Terms
Client Disclosures
- Client Relationship Summary
- Emanay Firm Brochure
- Fee Schedule
- Client Services Agreement: Standard Terms Summary
Disclosures
In plain English
Who this is for. Everyone who signs in to the Emanay OS: our team, our associates, our clients and their representatives, and our partners and creators. Each person gets access only to what their role allows.
What you agree to. By creating an account or signing in, you accept these Terms and the policies in this package. Your engagement letter still decides what we do for you and what it costs; these Terms decide how the OS may be used.
Your data stays yours; our system stays ours. You own what you upload. You give us permission to store and process it to run the service for you. Emanay owns the OS, its design, our templates, our methods and our business model, and nothing in these Terms transfers them to you.
Confidentiality runs both ways. We protect client data and keep each client’s information separate. Everyone who works in the OS keeps client and Emanay information confidential, during and after their work with us.
No scraping, no bots, no AI training. Nobody may copy the OS or its content with crawlers, scripts or bots, mine its data, use it to train or test AI models, reverse engineer it, or benchmark it. Breaking this rule ends access and may lead to damages and court orders.
Activity is logged. What happens in the OS is recorded so we can keep it secure, show clients exactly what was done for them, bill accurately and credit the right people. Calls are recorded only after everyone on the call has agreed.
AI helps; people decide. The OS uses AI to draft, summarise and organise. AI output can be wrong. Nothing in the OS is legal, tax, investment or immigration advice unless a qualified professional gives it to you under an engagement, and outcomes are never guaranteed.
When things end. Access ends the day a role or engagement ends. You can ask for a copy of your data; confidential material is returned or deleted.
Connecting to the OS. Anyone who connects an app, website, funnel, payment or messaging tool to the OS, or receives OS data, follows the Platform and Integration Terms: approved purpose only, no selling or profiling, no AI training on our data, delete on request, report incidents within 72 hours, and accept audits.
Posting about Emanay. Creators, partners and associates who post about us must disclose any paid or benefited relationship (#ad / “Partner of Emanay”), tag @joinemanay, never promise visa approval, returns or outcomes, and never name clients or deals without our written approval.
AI. Our AI features are for authorised adults only; no deceptive, surveillance, biometric or emotion-recognition uses, no getting around safety controls, and never relying on AI instead of a qualified professional. People review client deliverables.
Community. In Emanay channels (Insiders, Slack, portals, comments, DMs): be respectful, no spam or scams, no poaching, never share client or deal information, no misleading claims. Breaches lead to warnings, removal or loss of access.
Official channels and brand. We list our official domains and accounts; we only contact you from them, and anything else claiming to be Emanay should be reported. EMANAY® is a registered trademark; our logo, tagline, division and product names are trademarks, used only with permission.
Legal Center. Every document is indexed up front, including short documents on e-signature consent, text and WhatsApp messages (reply STOP to opt out), payment authorisation, invoice payment, data processing for client companies, identity checks, legal requests, programs and what each Emanay division is and is not licensed to do.
Disclosures. A California privacy notice (covering clients and staff), a business continuity disclosure, a social media disclosure (our channels are not advice or testimonials; investing involves risk) and one regulatory disclosures page for all divisions.
Client disclosures. A short Client Relationship Summary, a Firm Brochure, a Fee Schedule template and a summary of our standard client terms explain our services, fees, how our people and partners are paid, and our conflicts. Emanay is not a registered investment adviser or broker-dealer, and each document says so.
Media and art. Use only licensed music and media, only EA-numbered Emanay Art as provided with its credit, and never client images without written consent. Every Emanay Art work is copyright Emanay Holdings LLC: share our original posts with the platform’s share tools, but no copying, prints, edits, NFTs or AI training without a written licence.
Disputes. Florida law. Disputes go to individual arbitration in Miami-Dade County, not class actions, except for urgent court orders to protect confidential information or intellectual property.